Secure online banking with Swiss Community Bank

Business banking made easy

Separate money for tax, payroll and operations, with approval rules, invoices and developer tools.

business banking

Grow your business with us

Tools for small teams and growing companies, all on the same ledger as personal accounts.

Compartmentalise liquidity

Keep tax reserves, payroll and operations apart, in the currency each one needs.

Tax reserve, payroll, operations or any name you choose

Move money between them for free

See every balance as the sum of its entries

Pay many people at once

Paste a list, check every row, and send the batch.

Every row is validated before anything is sent

Free in Switzerland, 1% abroad

Batches above your threshold wait for an approver

Get paid and stay organised

Send payment requests, keep receipts, and download yearly statements.

Invoices carry your account number and a reference

Receipts for every payment you send

Tax and withholding statements by year

Letters of credit and guarantees

Request an instrument; our trade desk reviews and issues it.

Fee 0.5% (minimum €100) plus a 10% cash margin held until it closes

Restricted destinations are refused

Every decision is recorded

Integrate with confidence

Keys, webhooks and a sandbox for testing.

Keys are shown once and stored as a one-way hash

Webhook deliveries with retries and a full event log

The sandbox switches off when the bank goes live

Roles and approvals

Invite colleagues and decide who can do what.

Owner, admin, approver, accountant and viewer roles

Approval rules for large batches

Your own audit log of every action

financial wisdom

Fascinating facts that shape your financial knowledge

Explore fun and surprising facts about the financial world. Learn how history, trends, and innovations have shaped today's finance landscape, making it easier to navigate your financial journey.

Our team of financial specialists at work

The number of publicly traded companies

12k+

Our team of financial specialists at work

The percentage of financial advisors

80%

The number of credit cards in circulation

31k+

Our team of financial specialists at work

The proportion of people who believe financial literacy matters

90%

Our team of financial specialists at work

frequently asked questions

Straight answers

Can several people use the same business account?

Yes. Invite colleagues as admin, approver, accountant or viewer, and set approval rules for large batches.

How are payroll batches checked?

Every row is validated before anything is sent, and batches above your threshold wait for an approver.

Is there ever a code or fee to release my money?

No. Transfers never need release codes or extra payments. If anyone asks you for one, it is not us.

Talk to our banking team

Swiss Community Bank

Talk to us about your business

Tell us what you need and we will get back to you.